Appication ends : 30/10/2026

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Job Description

MAIN PURPOSE
The Risk Manager identifies, assesses, monitors and controls the financial, operational, legal and strategic risks to which the institution is exposed. The role ensures regulatory compliance and the implementation of an effective risk management framework.

RESPONSIBILITIES
• Implement a risk management policy tailored to microfinance.
• Develop and update the risk map.
• Monitor risk indicators and prudential requirements.
• Recommend corrective measures when limits are exceeded or anomalies occur.
• Provide regular reporting to General Management and regulators.
• Contribute to the development of internal control procedures.
• Raise staff awareness of risk management issues.

ACTIVITIES AND DUTIES
• Implement effective risk management policies and procedures.
• Continuously ensure that investment policies and strategies comply with risk management guidelines.
• Critically assess investment proposals submitted by fund managers based on their associated risks and make appropriate recommendations.
• Continuously identify, measure, manage and monitor all risks associated with the investment strategy.

OVERSIGHT OF THE PRUDENTIAL FRAMEWORK
• Design, implement and maintain a framework for monitoring prudential requirements, including key indicators, dashboards and procedures.
• Continuously ensure that the company complies with prudential requirements in its activities, particularly capital adequacy requirements.
• Ensure that anomalies identified through prudential monitoring are corrected.
• Provide regular reporting on compliance with prudential requirements.
• Contribute to the annual management report by providing the necessary information on risk management and compliance with prudential requirements within the company.

REPORTING LINE
Reports hierarchically to General Management.

INTERNAL AND EXTERNAL RELATIONSHIPS
Internal: General Management, operational managers and the ESS Group.
External: COBAC, external auditors, technical partners, suppliers, tax authorities and social security bodies.

WORK LOCATION
Based at the head office in Douala, Cameroon.

Skills and Experience

Personal skills: • Rigour and organisational skills. • Analytical and synthesis skills. • Integrity and respect for confidentiality obligations. • Leadership and ability to supervise a team. • Good communication and negotiation skills. Technical skills: • In-depth knowledge of OHADA and COBAC regulations. • Treasury management and management control skills. • Proficiency in accounting and financial software. • Ability to analyse financial statements and prepare management reports.

Number of vacancies : 1

Education level : At least a Bachelor’s degree (Bac+3) in Finance, Banking, Business Law, Accounting, Management, Auditing or an equivalent qualification.